REDEFINING PAYMENT EXPERIENCES AND BUSINESS CONNECTIVITY ACROSS SOUTHEAST ASIA WITH FIUU
Dear Valued Merchants and Partners,
Southeast Asia is moving quickly toward a more connected digital economy where smooth payment experiences shape how businesses grow and how customers engage. At Fiuu, we help you stay ahead by strengthening the way payments work across markets, improving connectivity between online and offline channels, and giving your business a foundation built for scale. As a transformative force in the region’s payment landscape, we are committed to helping you unlock smarter experiences, smoother operations, and new growth opportunities across Southeast Asia.
Look at the Online and Offline Channels tables at the bottom of this newsletter to understand the latest payment shifts across the region. You can also reach out to your dedicated account manager or visit fiuu.com for more information.
COMPANY NEWS
FIUU REPORTS 32% RISE IN PAYMENT VOLUME TO
US$8.3 BILLION BY Q3 2025
Fiuu recorded a TPV of more than US$8.3 billion in the first nine months of 2025, a 32% YOY increase. Fiuu became the first acquirer in Malaysia to launch Samsung Pay Online for over 300 e-commerce merchants. Fiuu complemented this growth by extending its payment network, introducing deeper cross-border functionality, and offering more solutions tailored to the needs of SMEs and digital-first businesses as digital commerce continues to expand across the region.
“Malaysia has moved faster on digital payments than many global markets. Customers expect convenience, and businesses are responding. We are seeing strong momentum across our payment solutions as businesses look for seamless ways to accept and manage payments across different channels,” said Eng Sheng Guan, CEO of Fiuu.
November 2025 has been a standout month for us at Fiuu, as we brought home three respected industry recognitions across the region. We were awarded Best Acquirer (Non-Bank) by PayNet, reflecting the trust merchants and partners place in our payment infrastructure. Trip.com recognized us as a Trusted Payment Partner in SEA, underscoring the strength of our cross-border and travel payment capabilities. We were also named one of Singapore’s Best Managed Companies by Deloitte consecutively for 4 years, a testament to the discipline, execution, and vision that guide our growth.
These recognitions reinforce our commitment to delivering reliable payment solutions and meaningful business impact across Southeast Asia.
THE MATURITY MOMENT FOR PH DIGITAL PAYMENTS
The Philippines is entering a pivotal stage in its digital payments evolution as Apple Pay and Google Pay prepare for rollout following regulatory clearance. Fiuu’s CEO highlights that rising digital payments adoption, improved infrastructure, and regional alignment signal true market maturity. Lessons from Malaysia and Singapore point to the need for stronger interoperability, fraud prevention, and seamless merchant onboarding. As cross-border connectivity expands, the Philippines is positioned to accelerate secure, inclusive, and frictionless digital payments across sectors.
“The entry of Apple Pay and Google Pay is a confirmation that the Philippines’ payments stack is maturing, both in underlying infrastructure and market readiness, to accept global wallet standards,” said Eng Sheng Guan, CEO of Fiuu. “In effect, we make global payment acceptance accessible, reducing friction for merchants and ensuring a smooth, compliant experience for their customers.”
SAMSUNG PAY IS NOW AVAILABLE FOR SMOOTHER ONLINE CHECKOUT EXPERIENCES
[MALAYSIA] Samsung Pay is now available through Fiuu, giving your customers a faster and more secure way to complete online purchases across web and mobile. Samsung Pay supports a more seamless checkout flow with tokenized transactions, reducing friction and improving approval rates for Samsung device users. With the rising demand for mobile-first payments, enabling Samsung Pay helps your e-commerce business capture more conversions, strengthen trust, and deliver a familiar one-tap payment experience across Southeast Asia.
Email us at [email protected] to enable Samsung Pay and elevate your digital checkout experience.
STRENGTHEN YOUR BUSINESS COMPETITIVENESS WITH ADDITIONAL VALUE-ADDED SERVICES
[MALAYSIA] Digital expectations are evolving fast, and customers now expect essential services to be accessible wherever they shop. With Fiuu’s value-added services, your business can deliver telco and e-wallet reloads, utility and bill payments, international airtime, game credits, and productivity tools through a single integration. These lifestyle-driven transactions make your business a natural stop for everyday needs and deepen customer engagement over time.
MALAYSIA FINTECH REPORT 2025: 6.5M BNPL USERS MOSTLY RELY ON THREE PROVIDERS
The Malaysia Fintech Report reveals Malaysia’s ecosystem is gaining serious momentum. All five digital banks are now operational, while digital payments have surged – average Malaysians now make an e-payment at least once each day, and the number of QR acceptance points has more than doubled. The Buy Now Pay Later (BNPL) market alone consists of 6.5 million users, but more than 90% of those are served by just three providers. Meanwhile, the total number of fintech firms in Malaysia rose to 360, as the industry sees both expansion and consolidation in equal measure.
SINGAPORE RANKS SECOND GLOBALLY FOR STOLEN PAYMENT CARDS DUE TO ITS HIGHLY DIGITAL ECONOMY
Singapore has become one of the top countries globally with the highest number of stolen payment cards circulating on dark web marketplaces, a trend shaped by its highly digital economy and heavy adoption of online payments. The surge in compromised cards reflects how fast-growing digital transactions also attract more sophisticated criminal activity targeting cardholder data. Despite the volume, the resale value of stolen Singapore-issued cards remains relatively low due to high supply, underscoring the need for stronger payment safeguards and continued vigilance as digital commerce expands across the region..
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